The Nifty Budget handbook
Your budget, step by step.
Practical instructions, worked examples, and real app screenshots. Find out what to enter, what the numbers mean, and how to handle everyday budgeting situations.
Use Nifty in your browser now, on a computer or phone. The native iPhone app is currently in internal TestFlight testing, not a public App Store release.
Start here
Your first budget
Enter a $500 checking balance, assign $50 to Groceries, then record a $10 purchase. Follow each browser control and understand the $490 account balance, $40 grocery remainder, and $450 Left to Budget.
Read the first-budget walkthrough →The method
Envelope budgeting basics
Give the money you already have a job. Start with a $2,000 example, then build envelopes for spending and saving.
Read the envelope guide →Credit-card screenshot walkthrough
Credit cards, without double-counting
Record purchases, set aside payment money, cover overspending, and record payments correctly. Includes older debt, interest, statement credits, and reconciliation. Purchase refunds to credit cards are not supported yet.
Read the credit-card guide →Have a situation the guide doesn't cover? Ask Nifty support.
Start your first budget.
You enter balances and purchases yourself. No bank sync. Try Nifty in your browser free for 60 days, with no card or payment details required. Then $20 USD/year, with no automatic trial-end charge.
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